Retirement is the most crucial phase of salaried employees. This, being a non-earning phase, needs a large sum to maintain the pre-retirement lifestyle. Expensive Medical care & increasing life expectancy are making this phase very expensive.

Retirement planning is also comprehensive but limited to the aspects relevant to retirement. This also includes the consolidation of corpus to create a retirement fund that covers your investments, your retirement proceeds, real estate & other asset classes like gold etc.

This planning also focuses on the income streams to feed your post-retirement expenses in tax efficient manner..